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Changes in my circumstances have been well planned for - and I am enjoying retirement, relaxed in the knowledge that my financial situation is well looked after.

I am still working and saving, but the outcome of the review has set me on a good financial footing.

We have followed your advice for several years and I have now been able to retire early, confident that my savings will finance everything I want to do.

You arranged all the paperwork to bring my different pensions onto a single platform, making it easier to understand exactly what I had.

Your advice has been invaluable and it has enabled us to concentrate on our day to day business without having to worry.

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